Turn your everyday purchases in points and your choice of great rewards.

Use your Neches FCU debit card

Make everyday more rewarding

Reward FAQs

Below you will find answers to your questions.

How do I earn points?
	You can earn points for all qualifying purchases (less returns) by using your debit card to pay for gas, food, merchandise, and other goods and services. Your financial institution determines the points earning rate for signature-based and PIN-based transactions.
What is a "signature-based" transaction?
	When using your debit card to make a purchase, you usually have the option of making a "debit" transaction or a "credit" transaction. In order for the transaction to be a "signature-based" transaction, you must choose "credit" and sign for the purchase. In addition, most debit card transactions done by phone, mail, or internet are considered signature-based, even though you do not actually sign anything.
What is a “PIN-based” transaction?
	When using your debit card to make a purchase, you would select “debit” and enter your PIN to complete the purchase. "Pin-Based" transactions will not generate Reward Points, ALWAYS select "Credit" to earn points.
Do I earn points for transactions at an ATM?
	Points cannot be earned on personal banking transactions such as ATM withdrawals, deposits, balance inquiries, transfers, cash advances.
When do I begin earning points?
	You begin earning points immediately. Your point balance will be updated by the 10th day of each month. You can check your points earned by calling 1-866-669-2427 (toll free), 9:00 a.m. – 8:00 p.m. ET any day except holidays, or by going to www.BonusOneRewards.com, entering your username and password, and then clicking "My Account" on the navigation bar.
Will I be charged any fees or interest?
	There are no fees to participate in the rewards program but there may be processing fees applied to the redemption of some rewards.
What can I redeem my points for?
	You may redeem your points for merchant certificates, hotel stays, airline tickets, and many other valuable items.
How do I redeem points?
	For gift cards, merchandise, and other certificates, simply log in to www.BonusOneRewards.com website or call the Bonus One Rewards Redemption Service Center toll-free at 1-866-669-2427. To redeem points online, you must register to receive a username and password. For travel-related redemptions, call the Bonus One Rewards Redemption Service Center toll-free at 1-866-669-2427.
When can I begin redeeming points?
	As soon as you have earned a minimum of 1,500 points, or you can continue to accumulate points for bigger rewards.